Privacy & Legal

Privacy Policy

When you come to our web site, we log your current Internet address (this is usually a temporary address assigned by your Internet service provider when you log in), the type of operating system you are using, and the type of browser software used. In addition, we may keep track of what areas of our web site you visit. This information helps us improve our site and ensure that the information you need is easy to access.

While we track this information about the technology you are using, we do not personally identify who you are. You will remain anonymous to our system unless you choose to tell us who you are. For example, when you submit a question via our e-mail submit form, this information is kept confidential and only disclosed to those who may be able to help answer your question within the company. We do not disclose your personal information to other companies who intend to sell their products or services to you. For example, we will not sell your name or E-mail address to a catalog company.

Legal Notice

John Riley Insurance Services ("JRIS") requires that each visitor (a "User") to this Internet site on the World Wide Web (the "Site") adhere to the following Terms and Conditions. Please read these Terms and Conditions carefully before using the Site. By accessing this Site, each User acknowledges that he or she has read, understands and accepts each of the Terms and Conditions. If the User does not agree to all of these Terms and Conditions, he or she should not use this Site.

Terms and Conditions

General The information contained herein is not intended to constitute an offer to sell or a solicitation in connection with any product, security or service. It is provided solely for general informational purposes.

Insurance contracts issued by JRIS may not be available in all jurisdictions. The financial obligations of individual products or polices are the sole responsibility of the underwriting company. Neither JRIS nor any other affiliates of the underwriting company are legally responsible for the product/policy obligations.

JRIS does not warrant the accuracy or completeness of the information, text, graphics, links or other content contained on this Site or any other server. JRIS makes no representation concerning the suitability of this documentation for any purpose. It is provided "as is" without express or implied warranty. This Site may contain hyperlinks to Web sites operated by parties other than JRIS and its subsidiaries. Such hyperlinks are provided solely as a matter of convenience. JRIS does not control such Web sites and is not responsible for their contents. The inclusion of hyperlinks to such Web sites does not necessarily imply any endorsement, approval or certification by JRIS of the material on such Web sites or any association with their operators.

Limitation of Liability
JRIS expressly disclaims all warranties, including but not limited to the implied warranties of merchantability, fitness for a particular purpose, title, non-infringement, security and accuracy. Information in this Site may contain inaccuracies or errors, Information on this Site may be changed or updated without notice, JRIS has no obligation to update information on this Site, so such information may be out of date at any given time. JRIS also may make improvements or changes in products described on this Site at any time without notice.

JRIS specifically disclaims any liability (whether based in contract, tort, strict liability or otherwise) for any direct, indirect, incidental, consequential, or special damage arising out of or in any way connected with access to or use of this Site (even if JRIS has been advised of the possibility of any such damage), including any liability associated with any virus that may infect a User's computer equipment. Under no circumstances will JRIS be liable for any loss or damage caused by a User's reliance on information obtained through this Site. It is the responsibility of each User to evaluate the accuracy, completeness or usefulness of any information, opinion, advice or other content available through this Site.

No Representation as to Suitability
JRIS makes no representation as to the financial or other suitability of any product described on this Site for any User.

Copyright and Trademarks
All content on this Site is protected by applicable copyright laws. Users are prohibited from modifying, copying, distributing, transmitting, displaying, publishing, selling, licensing, creating derivative works or using any content on this Site for commercial or public purposes. The trademarks, logos and service marks (the "Marks") displayed on this Site are the property of JRIS or its subsidiaries or affiliates (collectively "JRIS"). Users are prohibited from using any Mark for any purpose without the express written permission of JRIS.

Ownership
The design, text and images of this Site are owned, controlled or licensed by JRIS or its subsidiaries or affiliates. JRIS and/or its licensors retain all right, titles and interest to all material provided on this Site. The posting of information and material on this Site does not constitute a waiver by JRIS or any of its licensors of any rights in such material and does not transfer any rights to any User of the Site.

Linking
The User may leave this Site and access other sites on the World Wide Web that JRIS does not maintain. JRIS is not responsible for the content available on any other site on the World Wide Web linked to this Site and disclaims any responsibility for such other sites. Access to any such other site linked to this Site is at the User's own risk.

Privacy
As part of the normal operation of our Site, we may collect a limited amount of information about your visit. The information we may track includes the URL you just came from, which URL you go to after leaving our Site, what browser you are using, and your Internet provider address. This type of information is tracked by many Web sites in order to make sure that visitors are able to use the site information and functions successfully. None of this standard tracking information is personally identifiable. JRIS does not collect personally identifiable information (information that reveals the visitor's identity) about a visitor unless the visitor knowingly and voluntarily provides such information.

For our privacy policies, please refer to the JRIS Privacy Policy, above.

Laws and Regulations
Access to and use of this Site are subject to all applicable federal, state and local laws and regulations.

Changes to Terms and Conditions
JRIS reserves the right to revise theses Terms and Conditions at any time and Users are deeded to be apprised of and bound by any changes to these Terms and Conditions.

Violations of Terms and Conditions
JRIS reserves the right to seek any remedy available at law or in equity for any violation of these Terms and Conditions, including the right to block access from a particular Internet address to this Site.

No part of this site may be reproduced without written permission from JRIS.